Check your Home Loan Eligibility(Select Your Profession)
Salaried
Self-Employed
Business
Self-employed
Professional
Making dreams come true – is an opportunity & memory of a lifetime. Few things to be kept in mind while realizing the dream of building a house –
• Rate of interest
• EMI
• Processing fee
• Loan eligibility
• Tenure of loan – for repayment capability; you also need to further understand -
• Incase; you are buying a flat, possession time-frame of the house.
• Incase; you are buying a plot of land – how much time will it take to construct the house.
We, at New Delhi Financial, provide a platform for you to compare multiple home loan providers. Through our portal; you can view, compare multiple options available in the market.
Our team can also facilitate you in understanding which option / scheme can be best suited for you.
Yes, the registration charges, transfer charges and the stamp duty charges are all included in the cost calculation of home loan.
No, currently we are offering these services – at no charge to you.
Yes, there are options available for buying a house in a different city.
Yes, a down payment of about 20-25% has to be paid for the loan. One can easily take a home loan through showcasing savings.
Here are some factors that banks consider for applying for Home Loan
• Income Details of the Applicant
• Age of the Applicant During Application
• Number of Family Members Supported by Applicant
• Assets and Liability of the Applicant
• Stability of the Applicant
The EMI is calculated on the below factors:
• Loan Amount Taken
• Time Frame of the Repayment
• Rate of Interest During the Time of Loan Apply
Every month a fixed date is assigned as the due date.
Yes, as per the Income Tax act, the Indian residents avail benefits on Home Loan Principal Amount and Interest Rate.
The EMI is calculated on the below factors:
• Standing Instruction
• Post Dated Cheque
• Electronic Clearing Service
You can easily keep a track of the Account statements through the following methods for the Home Loam and Repayment Schedule:
• Through Call- Simply call at the toll free numbers of the bank.
• Send a Mail- Mail the authorised department and get the updates.
• Check in the Branch- Go to the branch of the concerned branch and check.