Check Loan Eligibility

Check your Loan Against Property Eligibility (Select Your Profession)

 Salaried

 Self-Employed
 Business

 Self-employed
 Professional

  Loan amount you need?

Rs.

  Rate of Interest

%

  Tenure

Years
Months

  Profit Before Tax (Latest Year) ?

Rs.

  Depreciation (Latest Year) ?

Rs.

  Interest Paid to Bank (Latest Year) ?

Rs.

  Director Salary or Partners Salary(Monthly) ?

Rs.

  What is your gross monthly salary?

Rs.

  What is your annual turnover?

  What is your annual receipt?

Rs.

  What is your Gross Profit?

Rs.

  What is your annual bonus incentives?

Rs.

  What is your rental income(monthly)?

Rs.

  Total Existing EMIs on all loans (Monthly)?

Rs.

  Total Monthly Interest Paid to bank in CCOD Limit ?

Rs.

CHECK ELIGIBILITY

CHECK ELIGIBILITY

CHECK ELIGIBILITY

Loan Against Property Eligibility

• Age limit 18 - 70 years for Loan Against Property. However, some banks Have different age limits for salaried, self-employed and self-employed professionals.
• Residential property, commercial property and industrial property are the most eligible securities for loan against property.
• Maximum loan tenure up to 18 years, overdraft available.
• One of variants of business & personal loans & (in the last) rate of interest in Loan Against Property typically remains just half of unsecured loans & tenure can go up to 15 years.

  Documents Required For Loan Against Property

• Filled Application form
• Passport size Photograph
• Voter’s ID/Pan Card/Valid Passport/Aadhar Card/Valid driving license with photograph.
Proof of Income: Latest 3 Month salary slip / Certificate for Fixed Salary / Latest 2 year form 16 and Last 6 months bank statement / Passbook of salary account.
Proof of residence: Latest electricity bill / Utility bill piped gas bill / telephone bill /Passport / Registered lease agreement with a utility bill in the name of landlord.
• Registered Sale Deed/ Conveyance/ Lease Deed
• Past Sale Deeds Chain (each transaction in respect of this property since first allotment)

• Filled Application form
• Passport size Photograph
Proof of Income: IT returns for the last 3- years along with computation of income certified by CA.
• Last 12-months bank statement for operative account both professional and business.
Proof of residence: Latest electricity bill / Utility bill piped gas bill / telephone bill /Passport / Registered lease agreement with a utility bill in the name of landlord.
Proof of Business: Shop and Establishment certificate / Vat registration certificate / Service tax Certificate
• Voter’s ID/Pan Card/Valid Passport/Aadhar Card/Valid driving license with photograph. (of Applicant & Co-Applicant)
• Copies of all property documents of the concern property that you chose pledge for the loan
• Registered Sale Deed/ Conveyance/ Lease Deed
• Past Sale Deeds Chain (each transaction in respect of this property since first allotment)
• Loan Schedule & Limit Letter if Any
• Pan Card required (In Partnership, Pvt Ltd. Firm )

• Filled Application form
• Passport size Photograph
• Voter’s ID/Pan Card/Valid Passport/Aadhar Card/Valid driving license with photograph. (of Applicant & Co-Applicant)
Proof of Income: IT returns for the last 3-years along with computation of income certified by CA
Proof of Business: Shop and Establishment certificate / Vat registration certificate / Service tax Certificate
• Last 12-months bank statement for operative account both professional and business
Proof of residence: Latest electricity bill / Utility bill piped gas bill / telephone bill /Passport / Registered lease agreement with a utility bill in the name of landlord.
• Copies of all property documents of the concern property that you chose pledge for the loan
• Loan Schedule & Limit Letter if Any
• Pan Card required (In Partnership, Pvt Ltd. Firm )